Debt Payoff Plan

Taking control of debt is the first step toward financial freedom. This Debt Payoff Plan template helps you organize liabilities, calculate totals, and choose a strategy that works for you—whether that is the mathematically efficient Debt Avalanche or the psychology-based Debt Snowball.

By visualizing your progress and setting clear monthly targets, you can stay motivated and systematic about eliminating balances. Use this document to track interest rates, minimum payments, and your journey to becoming debt-free.